Principal

Nicholas B. Jalowski, CTP,CMC
Nick Jalowski is the Founder and has been the Managing Director of Cambridge Financial Services, LLC since its inception. In addition to his role in overseeing the management of the firm, he is a practitioner specializing in strategic consulting to firms in need of guidance in turnaround management, corporate revitalization, financing negotiations, loan restructuring and/or workout management. He is also occasionally engaged as an expert in litigations involving financial issues. He brings a wealth of experience to his assignments not only from past client engagements, but also as an owner in various businesses. He achieved the “Certified Management Consultant” designation from the Institute of Certified Management Consultants, and is in a select group of practitioners that have attained the designation of “Certified Turnaround Professional” from the Turnaround Management Association.
In addition to his duties at Cambridge Financial, Nick Jalowski is a Past President and Chairman of the Board of Directors of the New Jersey Turnaround Management Association, a member of the Secured Finance Network, New Jersey Chapter, and a member of the New York Institute of Credit. He is a frequent guest speaker for various organizations. He was a past member of the Board of Directors of the Make-A-Wish Foundation of New Jersey. Formerly a corporate banker with Bank of New York in New York City, and Fidelity Union Bank in New Jersey, he is a graduate of the McIntire School of Commerce at the University of Virginia and resides in New Jersey.
Contact Nick Jalowski
Email: nbj@cambridgefinancialcorp.com
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Financial Management Consultant

Gerard N. Jalowski
Gerard Jalowski is a Financial Management Consultant specializing in corporate renewal and complex financial restructuring engagements for middle-market companies facing insolvency. He provides actionable, data-driven strategies to stabilize operations and restore critical cash flow by leveraging over seven years of cross-disciplinary experience in engineering, financial analysis, and crisis management. He is adept at navigating high-stakes conditions to execute debt restructuring and performance improvement plans that drive sustainable, long-term competitive advantage.
Gerard holds an MBA with a Certificate in Business Analytics from the University of Nebraska and a B.S. in Civil Engineering from the University of Virginia. He is an active member of the Turnaround Management Association (TMA), Secured Finance Network (SFNet), and Association for Corporate Growth (ACG) .
Contact Gerard Jalowski
Email: gnj@cambridgefinancialcorp.com
Our Extended Network of Expertise
Cambridge operates with a core team to manage client relationships and provide foundational advisory services. However, we occasionally utilize our longstanding relationships with Specialized Independent Contractors when assignments require unique operational expertise. Each partner is carefully vetted for quality, safety, and compliance.
