Emerging from COVID-19!

I hope you are all staying safe and healthy during this bizarre time for businesses. Like me, I am sure you are reading various articles and blogs, listening to webinars and Currently, most businesses and their trusted advisors are focused on accessing government aid programs to make it through the lockdown. But at some point, […]

One Way to Restructure a Distressed Loan

July 2017 A real estate owner and manager of a portfolio of eight properties was in trouble with his bank lender and had been in a loan forbearance agreement for two years. The second-year forbearance was ending and the bank wanted to be out of the relationship at maturity. The value of the combined properties […]

Small Businesses need Financial Consulting Expertise

Small Businesses need Financial Consulting Expertise April 2017 The owner of a small business winds up wearing many hats. He or she may have to manage sales and marketing, operations, human resources, as well as financial administration. Even if the business has a bookkeeper or controller, they may not be aware of the multitude of […]

Another Successful Refinancing!

A New Jersey based staffing company, with annual revenue of approximately $8 million, was having difficulty obtaining an increase in a line of credit from its bank due to vacillating financial performance year over year. Cambridge Financial Services was retained and determined that an alternative loan structure with a non-bank lender could get the company […]